Personal Credit Card
United Explorer
Bonus
60,000 Points
Annual Fee
$150 (first year waived)
To Qualify
$3,000 Spend within 3 months
Availability
Nationwide
Bonus Details
Earn 50,000 United Mileage Plus points. Extra 10,000 if you add an authorized user.
How To Qualify
Spend $3000 in first 3 months from account opening.
Card Perks
- Free first checked bag
- 2 United Club one-time passes per year
- Priority boarding
- $120 TSA precheck/Global Entry credit
- Over $430 in annual partner credits
- 1 Premier qualifying point per $20 spent (up to 1,000/year)
- $10,000 calendar-year spend earns $100 in United TravelBank cash
- $20,000 earns a 10,000-mile award discount.
Cash Back
- 2x United, dining, hotel
- 1x everything else
- Estimated value of 1.2 cents per point
The Fine Print
- Annual Fee
- $150/yr (first year waived)
- Foreign Transaction Fees
- None
- Point Value
- ~1.2¢ per point
- Credit Inquiry
- Hard Pull
- Chase 5/24 Rule
- Applies — 5+ new cards in the past 24 months means no approval
- Card Type
- Personal Credit Card
- Expiration Date
- None Listed
- Availability
- Nationwide
Annual Fee Details
Annual fee of $150. First year is waived