Credit union vs. big bank: when switching makes sense
Compare credit unions and big banks on fees, loan rates, insurance and access, plus four credit unions to consider and what to check before switching.
Compare bank bonuses.
Banks pay you to open accounts. We list what each pays and how to qualify.
Here's a real one
Checking Account
Chime®
BONUS
$100
MONTHLY FEE
None
To Qualify
$200 Direct Deposit within 30 days
AVAILABILITY
Nationwide
What you have to do to earn it, and how long you have.
Usually a direct deposit, card spending, a transfer, or holding a balance for a set period.
Featured offers
Our top picks. View the details page to see the full requirements, fees, and terms for each offer.
Featured Offers
Brokerage Account
Moomoo
BONUS
$100
APY
8.10%
MONTHLY FEE
None
To Qualify
$2,000 Transfer
AVAILABILITY
Nationwide
FEATURES
StocksOptions
Checking Account
Chime®
BONUS
$100
MONTHLY FEE
None
To Qualify
$200 Direct Deposit within 30 days
AVAILABILITY
Nationwide
Personal Credit Card
Capital One Savor
BONUS
$200
ANNUAL FEE
None
To Qualify
$500 Spend within 3 months
CASH BACK
3% 5%
PERKS
Travel accident insuranceExtended warrantyCapital One DiningCapital One Entertainment…
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A quick look at current offers
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Guides, calculators, and updates from bankrewards.io.
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How sign-up bonuses work
Compare offers, confirm the terms, complete the requirements, and track your progress toward the bonus.
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Compare current offers
Browse what’s available and weigh the reward against the requirements, fees, availability, and timing.
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Confirm the provider’s terms
Read the current eligibility rules, deadlines, qualifying actions, and account terms.
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Complete the requirements
Apply with the provider, keep a copy of the offer terms, and finish each qualifying action by its deadline.
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Track the payout timeline and account rules
Note the payout window the provider states, plus how long the account must stay open and any closure fee.
Why providers offer bonuses
A sign-up bonus is a trade: the customer completes qualifying activity, and the provider pays the advertised reward. Requirements vary from offer to offer, and each provider’s terms control eligibility and payment.
Attract new customers
A bonus gives people a reason to consider a new bank, card issuer, or brokerage.
Encourage account activity
Requirements can bring in deposits, card spending, or regular use of the account.
Build a longer relationship
For providers, a promotion is one way to begin a longer customer relationship.
Common questions
This is general information, not financial, legal, or tax advice. The provider’s terms control each offer.
Ready to compare real offers?
Compare current bonuses, review the requirements, and choose an offer that fits.