Flagstar

Bonus: $300

Requirement: $500 DD

Recurring Fee: No Fee

Bonus Details:

$300 bonus for the Ready Checking account, or $500 for the Elite Checking account that has a $15 monthly fee.

Bonus Requirement:

Receive at least one direct deposit of $500 or more in the first 90 days. Also requires an average daily balance of $500 or more within the first 90 days, and a $50 opening deposit.

Monthly Fees: None

Monthly Fee Details:

Ready Checking has a $3 monthly fee, but you can waive it just by enrolling in e-statements, so it's really more of a paper statement fee.

Elite Checking has a $15 monthly fee, waived with a $25,000 combined daily average balance across Flagstar deposit accounts.

Credit Inquiry: Soft Pull

Availability: AZ, CA, FL, IN, MI, NJ, NY, OH, WI

Early Account Closure Fee:

Bonus forfeit if the account is closed within 180 days.

Account Type: Personal Checking Account

Expiration: 8/1/2025

ChexSystems: Yes

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