Cape & Coast Bank
Bonus: $500
APY: 1.00%
Requirement: $1000 DD
Recurring Fee: $15/mo*
Bonus Details:
$500 bonus for SmartRate Checking, or $250 bonus for the other accounts.
SmartRate Checking account has 1% APY up to $10,000, 0.25% APY after.
Bonus Requirement:
Have electronic direct deposits of at least $1000 during the first 90 days from account opening.
Monthly Fees: $15
Monthly Fee Details:
$15/month fee waived with $1000 minimum daily balance, $1000+ in direct deposits or transfers each month, at least two debit card purchases, and electronic statements.
Availability: MA
Availability Details: Barnstable County only
Account Type: SmartRate Checking
Expiration: 12/30/2026
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