Personal Bank Account
Cambridge Savings Bank
Bonus
$800
Monthly Fee
$10/mo (waivable)
To Qualify
$2,500 Direct Deposit + $5,000 Balance
Availability
MA, NH
Expires
10/1/2026
Bonus Details
Earn up to $800 in checking bonuses: a one-time $500 bonus after meeting direct deposit and balance requirements for 3 months, plus up to $300 in recurring monthly debit card rewards ($25/month for up to 12 months when making at least 10 qualifying debit card purchases of $10 or more each month).
How To Qualify
Open a new personal checking account (excluding Simple Checking for Students) with a $10 minimum opening deposit between May 1, 2026 and September 30, 2026. You must not currently have, or have had, a CSB personal checking account in the last 12 months. Enroll in eStatements within 30 calendar days. Receive cumulative monthly direct deposits totaling $2,500 or more within each of the first 3 full calendar months following account opening and funding. Maintain a minimum average monthly balance of $5,000 for the first 3 full calendar months. Qualifying direct deposits include payroll, pension, and government benefits via ACH.
For the recurring $25/month debit bonus (up to $300 total): Complete at least 10 qualifying debit card purchases of $10 or more using the CSB Debit Mastercard within each of the first 12 calendar months. ATM transactions, cash advances, and person-to-person transfers do not qualify.
The $500 one-time bonus will be credited within 2 months of the end of the qualification period. All bonuses will be reported to the IRS as interest.
The Fine Print
- Monthly Fees
- $10
- Credit Inquiry
- Soft Pull
- Household Limit
- One per household
- Account Type
- Personal Bank Account
- Promotion Start Date
- 5/1/2026
- Expiration Date
- 10/1/2026
- ChexSystems
- Yes
- Additional Requirements
- Requires $5,000 min avg monthly balance for 3 months. eStatements enrollment within 30 days required. Must not have had a CSB personal checking account in the last 12 months.
- Availability
- Massachusetts, New Hampshire
You must live or work in Massachusetts or New Hampshire
Monthly Fee Details
Performance Checking: $10/month (waivable). Performance Plus Checking: $20/month (waivable). Simple Checking: No monthly fee.

