Huntington Bank Offer

Bonus Details

$400 bonus for Huntington Perks Checking.

There is also a $600 bonus available for Huntington Platinum Perks Checking but it is much harder to avoid the monthly fee.

How To Qualify

Open Perks Checking using Apply Online on the linked promotion page to apply the required bonus code. Receive at least $500 in qualifying direct deposits within 90 days and keep the account open for 90 days and until payout. Only new personal checking customers qualify; existing Huntington checking customers and those who closed a checking account within 12 months are ineligible.

APY Details

0.02% APY on all Perks Checking balance tiers. Rates are variable; fees may reduce earnings.

The Fine Print

Monthly Fees: $10
Account Type: Huntington Perks Checking
Expiration Date: 9/30/2026
Additional Requirements: Huntington may limit customers to one account-related incentive per rolling 24 months across deposit accounts. Cannot combine with another consumer checking offer.
Availability: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, Wisconsin

Monthly Fee Details

Perks Checking costs $10 monthly, waived with $1,000 in monthly deposits or a $5,000 eligible total relationship balance. Platinum Perks costs $25 monthly, waived with a $25,000 eligible total relationship balance.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To qualify for a $400 cash bonus, you are required to do ALL of the following: 1) Open a new Huntington Perks Checking account with your promotion code by September 30, 2026. 2) Set up and receive total qualifying direct deposits of $500 or more within 90 days from account opening. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension or government payments (such as Social Security). Deposits that DO NOT QUALIFY are those through the Real-Time Payments (RTP) network, and payments through peer-to-peer networks such as PayPal, Zelle, Venmo or others. Transfers from another Huntington deposit account also do not qualify. 3) Maintain an open account status in the eligible checking account for 90 days. The bonus will be deposited into your new checking account within 14 days of meeting the promotion requirements stated above. Your checking account must remain in an open status in order to receive the bonus. This offer is only available to new personal checking customers. All existing Huntington checking customers, including those with any relationship (including ﬁduciary) to any other Huntington personal checking account, or those who closed a checking account within the last 12 months, are not eligible. This offer cannot be used in combination with any other consumer checking offer. Huntington reserves the right to limit an individual to one account-related gift incentive per rolling 24-month period across all deposit account relationships. You can avoid the monthly checking maintenance fee for any statement period for Huntington Perks Checking if you have $1,000 in monthly deposits or if you keep a Total Relationship Balance of at least $5,000 in eligible deposits. You can avoid the monthly checking maintenance fee for any statement period for Huntington Platinum Perks Checking if you keep a Total Relationship Balance of at least $25,000 in eligible deposits. The annual percentage yield (APY) for Huntington Perks Checking is 0.02% and for Huntington Platinum Perks Checking is 0.03%. Earn interest on account balance in all balance tiers. Rates are variable and may change; fees may reduce earnings.