Charter Oak Credit Union Offer

Bonus Details

Annual $100 bonus, paid in December after meeting the monthly Gold Rewards requirements throughout the year.

How To Qualify

Maintain a personal checking account and at least $20,000 in combined deposits and loans at each month-end. Each month, receive at least $1,500 in recurring payroll or retirement direct deposits OR have at least four unique Bill Pay payments post. Meet these requirements for all 12 months beginning in January to earn the annual bonus.

The Fine Print

Monthly Fees: None
Credit Inquiry: Unknown
Household Limit: One
Account Type: Personal Bank Account
Expiration Date: None Listed
Availability: Connecticut

Early Account Closure Fee

Have to keep account open for at least one year

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

The Benefits of Gold Rewards: Special Gold Rates¹ Annual $100 Cash Bonus² No ATM Fees³ 0.25% Discount on New Personal Loans Free Online Banking Free online transfers between your Charter Oak accounts and other financial institutions Free Mobile Deposit Bill Pay with no monthly fee Free personal checks Free Cashier's Checks and Money Orders $100 credit towards first mortgage closing costs Free coin counting Free transfers from your Readi-Cash Too Account Meet the Requirements Below to Qualify: Maintain a personal checking account Have a month-end minimum combined deposit and loan balance of $20,000 or more Either maintain a monthly Direct Deposit totaling $1,500 or more OR have Bill Pay with a minimum of 4 unique payments posted within the month. In order to be eligible to receive “Gold Rewards” you must meet the following criteria on a monthly basis: maintain a checking account and maintain either a recurring monthly payroll or retirement Direct Deposit of $1500 or more within the month, or have Bill Pay with a minimum of 4 unique payments posted within the month, and have a minimum combined deposit and loan balance of $20,000 or more. All qualifying accounts must be in good standing with no current delinquent loan accounts or charge offs to the Credit Union. All qualifying accounts must be owned by the primary member and registered with the same Social Security number. Business accounts do not qualify for the “Gold Rewards” program. In addition to the benefits listed above, each year a Special Bonus will be paid to “Gold Rewards” Members who meet the monthly criteria for “Gold Rewards” for 12 months beginning in January of each year. The Special Bonus will be determined annually and paid in December.