Hanmi Bank

10,000 points are given when maintaining a minimum balance. 5000 points are given for enrolling in eStatements. 5000 points are given for spending $250+ on your debit card in the first 3 months. Points can be redeemed to cash at a rate of 100 points: $1.

Must transfer $3000 into account and maintain an average daily balance $3000 for 90 days for the 10,000 points. An extra 5,000 is given for enrolling in eStatements. An extra 5,000 can be obtained if you spend $250 on the debit card within 90 days. No direct deposit required. Must also activate debit card