M&T Bank Offer

Bonus Details

Earn $100 with EZChoice Checking, $150 with MyChoice Plus Checking, or $200 with MyChoice Premium Checking. Bonus is paid within 90 days after qualifying deposits are received.

How To Qualify

Open an eligible account with $25 and the promo code from the application page. Receive $500 total in qualifying recurring payroll, pension or Social Security direct deposits within 90 days; bank and person-to-person transfers do not qualify. You cannot have received a personal M&T checking cash bonus in the past 12 months. Keep the account open until the bonus is paid.

The Fine Print

Monthly Fees: None
Account Type: EZChoice
Expiration Date: 11/30/2026
Availability: Connecticut, Washington D.C., Delaware, Massachusetts, Maryland, Maine, New Hampshire, New Jersey, New York, Pennsylvania, Virginia, Vermont, West Virginia

Monthly Fee Details

EZChoice has no monthly maintenance fee. Plus: $14.95/month, waived with $2,500 average daily balance or $1,500 direct deposits per cycle. Premium: $24.95/month, waived with $7,500 average daily balance or $25,000 combined daily average balances in eligible accounts.

Early Account Closure Fee

$50 early closeout fee applied if account closed within 180 days of opening

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

To receive the bonus (“Bonus”) you must: open a new EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account between 9/1/2026 and 11/30/2026 and the account must receive a total of at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through Internet payment services, do not qualify. Checking Bonus will be credited to the account within 90 days of the account receiving the required qualifying direct deposits, as long as the account is still open at the time we seek to credit the bonus, and all of the eligibility requirements are satisfied. Bonus offers are not available to anyone that has received a cash bonus credited to a personal M&T checking account within the last 12 months, or employees of M&T Bank or any of its affiliates. The promo code is required at account opening to qualify for the Bonus. Only one bonus will be awarded per customer, regardless of the number of accounts opened. Accounts opened outside of eligible regions may not qualify for the bonus. All checking accounts require a minimum $25 opening deposit.