ValleyStar Credit Union

Open a checking account and earn 1% APY*, plus earn $250 for meeting direct deposit requirements*** Open a primary checking account Set up direct deposit Make direct deposits of at least $1,000/month for three months Wait for your money After three months of consistent direct deposits of at least $1,000, ValleyStar will deposit $250 into your checking account. How to open a Free Checking Account at ValleyStar Credit Union Open a savings account and deposit $1 to establish your membership with ValleyStar, unlocking all your credit union benefits Open a checking account with no initial deposit Enroll in eStatements to easily and securely access your statement and avoid paper statement fees That’s it – should you ever decide to close your accounts, you’ll be refunded the $1 It’s quick and easy! The dividend rate and APY are determined by the Credit Union’s Board of Directors and are subject to change at any time. Fees may reduce earnings. **Dividends are earned on the portion of the account balance between $500 and $10,000. Balances below $500 do not earn dividends. Any portion of the balance above $10,000 does not earn dividends. Your actual APY may be lower than the stated APY depending on your average daily balance. Additional checking accounts do not earn dividends. ***$250 direct deposit bonus credited to checking account within 180 days of account opening if (a) a new checking account is opened, (b) member establishes recurring monthly direct deposit to account of net pay that totals $1,000 or more, pension, or government benefits, (c) first direct deposit posts within 90 days after account opening and (d) three consecutive months of minimum monthly direct deposit is maintained within 150 days of account opening. Recurring transfers or deposits from other sources, such as other accounts at ValleyStar or accounts at other institutions, do not qualify. Offer good for new and existing members who establish a new checking account only—members who closed their checking account within two years of new checking account open date are not eligible for bonuses. Additional checking accounts are not eligible for bonuses. Limit one bonus per member/distinct Social Security number. Accounts must be open and in good standing at the time of payout. Other restrictions may apply. Taxes on bonuses, if any, are the recipient’s responsibility. ² No monthly service charge with the election of electronic statements.