CIT Bank 6-Month CD

APY: 3.75%

Requirement: $1000 Balance

Recurring Fee: No Fee

Bonus Requirement:

Earn 3.75% APY with no monthly service fees.

Monthly Fees: None

Monthly Fee Details:

No account opening or monthly service fees.

Availability: Nationwide

Account Type: 6-Month CD

Expiration: None Listed

Additional Requirements: Minimum opening deposit: $1000

Disclosure:

Member FDIC

*APY — Annual Percentage Yield is accurate as of January 9, 2026. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

For complete list of account details and fees, see our Personal Account disclosures.

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