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Lending Club

APY: 4.20%
Requirement: $250 Transfer
Recurring Fee: No Fee

Bonus Details:

4.20% APY if you deposit at least $250 each month.

Bonus Requirement:

Get 4.20% APY if you deposit at least $250 cumulatively in each month, or 3.20% if you don't.

It seems like because this is "cumulative," not "net" deposits, it still counts as depositing $250 even if you withdraw in the same month. Let us know if this is incorrect.

Monthly Fees: None

Monthly Fee Details:

No monthly fees or minimum balance.

Availability: Nationwide

Account Type: Personal Savings Account

Expiration: None Listed

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