Citi

Bonus: $325

Requirement: $3000 DD

Recurring Fee: $15/mo*

Bonus Details:

$325 cash

Bonus Requirement:

Open a new Citi Checking account and make at least 2 "enhanced" direct deposits totaling $3000 combined within 90 days of account opening. In addition to the normal paycheck, pension, social security, and government benefits, an Enhanced Direct Deposit also includes Zelle incoming payments and other funds from person-to-person (P2P) payments when transferred through the ACH Network using providers such as Venmo or PayPal.

Deposits have to be to checking, not savings.

Monthly Fees: $15

Monthly Fee Details:

$15 monthly fee waived with at least $250 in "enhanced" direct deposits, which include ACH and Zelle payments, or if you are in a relationship tier (requires at least $30,000 in assets with Citi).

Credit Inquiry: Soft Pull

Availability: Nationwide

Account Type: Personal Bank Account

Expiration: 1/13/2026

ChexSystems: yes

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