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Personal Bank Account

Freedom Federal Credit Union

Bonus

$100

APY

3.00%

Monthly Fee

None

To Qualify

$50 Direct Deposit

Availability

MD

View Offer

Bonus Details

Earn a $100 bonus, paid the first of the month after qualifying. A separate youth account benefit matches the opening deposit up to $25; that bonus must remain in savings for 90 days.

How To Qualify

New or existing members must add checking and direct deposit of at least $50 per pay period. Direct deposit must arrive within 90 days of opening. Keep the bonus funds in the account for 90 days after payment.

APY Details

Earn 3.00% APY on balances up to $10,000 and 0.25% APY on balances above $10,000 when monthly requirements are met. Otherwise, earn 0.05% APY for that month. Rates may change.

APY Requirements

Enroll in electronic statements and make at least 15 qualifying debit-card purchases each calendar month. Purchases must process, post and clear that month. One-time PIN and signature purchases qualify; ATM and recurring bill payments do not.

The Fine Print

Monthly Fees
None
Credit Inquiry
Unknown
Household Limit
None listed
Account Type
Personal Bank Account
Expiration Date
None Listed
Availability
Maryland

For employees of Freedom at Work partner organizations and their immediate family members; membership eligibility applies. Membership includes people who live, work, worship, volunteer, attend school or have family in Baltimore City, Baltimore County, Carroll County or Harford County, Maryland.

Official offer terms

Source wording for the promotion. View official source Recorded Invalid Date.

BENEFITS OF A FREEDOM AT WORK PARTNERSHIP $100 Bonus Just for Joining Great Rates! Partnering with Freedom through our Freedom at Work Program provides businesses with a great employee benefit by offering credit union membership to help enrich their financial well-being*. You can reward your employees, and their immediate family members, with a financial benefit that will last a lifetime. 1 Offer available to new or existing members who add checking and a direct deposit of at least $50 per pay period. Direct deposit must be received within 90 days of account opening. Bonus funds will be credited the first of the month following qualification and must stay in the account for 90 days. Offer expires 90 days after account opening if all qualifications are not met. 2 If your account meets the criteria described below, you will earn 3.00% Annual Percentage Yield (APY) on balances up to $10,000 and 0.25% APY on balances of $10,000.01 and higher. Balances that do not meet the account requirements for a given month will earn 0.05% APY. No minimum to open account. No monthly maintenance fees or penalties. To earn the higher rate, you must opt-in to electronic statements, and complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using your Freedom Federal Credit Union debit card. To qualify, debit card transactions must process, post, and clear within the calendar month. Product and rates subject to change. Membership eligibility applies. 3 Match of up to $25 on account opening deposit, paid at time of account opening, will be deposited into the savings account. Bonus must stay in the account for 90 days.

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